How Colorado Applies Dog Bite Laws: Your Information Guide

How Colorado Applies Dog Bite Laws: Your Information Guide

Introduction to Colorado’s Dog Bite Statutes

The general overview of dog bite laws in Colorado is crucial for anyone who has been affected by these unfortunate but common incidents. Colorado’s dog bite law, outlined in the revised Colorado Revised Statutes as C.R.S. 13-21-124, puts the onus of responsibility on the dog owner, and pet owners must be well advised of their responsibilities to prevent tragic events. They must also be aware of the full financial implications they could face if their dog becomes aggressive and bites someone.
Dog bite laws in Colorado are important in understanding how liability is determined after an incident. They apply to owners of all breeds of dogs regardless of size, breed or color. But these dog bite laws do not apply to people who are bit by a dog while committing criminal acts or people who are trespassing.
Dog bite laws can have financial ramifications in the form of liability under the premises or strict liability laws. This means the dog owner may be subject to paying for medical expenses and other expenses that arise from a dog bite incident. The dog owner could also have additional financial responsibility to cover property damage that results from a dog bite, such as if the person who was bitten needs a new headlight in a vehicle or a new fence around a yard .
Dog bite laws based on liability require that the plaintiff prove there was a proximate cause for the dog biting the person and that the dog owner was negligent in helping the cause continue, such as by letting the dog run unleashed in public where it could bite another person or an animal.
These laws also mean that when a dog is provoked it is difficult to prove a dog bite incident was caused by negligence of the dog owner. It is also difficult to prove there was no risk to the dog in the provocation. If a dog bites during training, medical examination, grooming or nails being clipped, the dog could be acting out defensively. In practice, the dog’s owner will likely be held responsible for the actions of the dog.
Another way this can play out is if a dog biter causes injury to a domestic animal, the dog owner could also be subject to fines or liability due to a negligent bite that harms a domestic animal. With C.R.S. 13-21-124, this could mean a significant and possibly even life-altering bite for one who is responsible for the actions of the animal.

Recognizing Common Law Marriage in Connecticut

What is Common Law Marriage?

Common Law Marriage, generally, is a concept that refers to a couple presenting themselves as a married couple even without a formal marriage license. For example, a married couple typically receive a marriage license before their wedding and state law recognizes the marriage. Unlike that standard scenario, common law marriage would mean that the parties hold themselves out as a married couple but have not received an official marriage license. A common law marriage requires a few things for it to be recognized: 1) Having capacity to marry (such as, a person over the age of 18); 2) actual cohabitant in a continuous and uninterrupted relationship; 3) intent to permanently remain married to one another; 4) only one spouse has been married at the same time in the eyes of the law; and 5) holding yourself out to be married (such as, using the same last name, describing yourself as husband and wife, etc). These are the general requirements of what a common law marriage is and what it takes to be recognized as such and remains constant across the nation .
Common law marriage has become a widely missed-understood concept and is fraught with many myths as to what it is and how it works, frankly, because of the sparseness of law on this issue. A common law marriage does not mean that you have to have sex (albeit sexual relations can be considered a form of evidence of cohabitation relationship) and there is no specific length of time to establish a common law marriage. In other words, a common law marriage could have only incepted one week ago and take effect immediately.
Although common law marriage is recognized in a handful of states (currently only nine states recognize a common law marriage), Connecticut is not such a state. Connecticut is repealing its Statute on Common law marriages as of October 1, 2017. This means that even if you and your partner begin holding yourselves out to be married from now on in the future, it will not be recognized as such.

Understanding Breeding Contracts: Key Components and Considerations

A Practical Overview of Breeding Contracts

A breeding contract is a legally binding agreement between the dog owner and the owner of the opposing sex in a breeding transaction. The breeding contract typically lays out the terms and conditions of the breeding association, such as the timing of the breeding, cost of the transaction, rights to the resulting litters, and more.
The reason why we have breeding contracts is to avoid unforeseen disputes, not just amongst the breeders, but between the breeders and their clients. Even if you’re not planning on selling your puppies, you’ll still need to outline expectations for the resulting puppies, even if that means giving them away or keeping all of them yourself. In fact, not having a breeding contract is nothing short of an invitation to litigation , not only between the breeders, but for the clients and even the buyers of the puppies.
Most major organizations, such as the American Kennel Club (AKC), and the Canadian Kennel Club (CKC) provide standard forms for breeding contracts. If this is your first breeding, I suggest using the standard form from the organization recognized by the country or province that your breed is registered in. Your local kennel, club, rescue society or puppy training school may also have standard form contracts that are standardized and easy to understand.
Alternatively, if you intend on customizing your breeding contracts, then you may want to consider a reputable breeder that is not known to have had any litigation for you to use as a template.

Credit Card Legal Notice: Everything You Should Know

The Meaning of a Credit Card Legal Notice

A credit card legal notice is a formal communication from an issuer of credit cards, including private companies and those connected to regular banks or large banking groups. Most of these notices are contained within your regular credit card bill (see the sample legal notice from Capital One and the typical cardholder agreement sample from Capital One.) In addition to being printed in the bill, the notices often refer to any pertinent information or direct you to their web site.
The purpose of a credit card legal notice is to advise you of your rights and obligations under the terms of your card, including when the card may be cancelled. In the event there was any unusual activity on your account , which you were responsible for but which you did not report in time, it is also important to have evidence actual of the terms of your agreement regarding the unauthorized use of your card based upon the cardholder agreement and its terms.
Since it is important for cardholders to understand the terms of these notices, it is essential to read them as you would any other formal notice. In particular, you should pay attention to any changes made to the terms of your agreement, such as interest rates that are higher than previous rates or higher than what is advertised at the time you (and probably other cardholders) first got the card.

Joinder Agreement Templates: A Complete Guide

Joinder Agreement Templates: A Complete Guide

What is a Joinder Agreement?

A joinder agreement is a legal document that acts as an attachment to an existing legal agreement or contract to incorporate an additional party and obligates them to its terms. It essentially extends the initial contract’s obligations and benefits to another entity.
More particularly, a joinder agreement or "joinder of agreement" is an agreement to join in an existing agreement by a party that is not already a direct signatory to the existing agreement. For intent and clarity purposes , the replicated phrase "under the terms of this Joinder Agreement" or its equivalent should appear at the end of each relevant paragraph of the existing agreement. If the joinder agreement includes additional terms, the phrases "in addition, it is agreed" or "furthermore" can be added at the beginning of the new paragraph.
A joinder agreement is not a standalone agreement, but a supplementary document that incorporates or references an existing agreement to which a new party wishes to be bound. It is often used in business transactions where multiple parties are involved and one of the parties wants to bring in another party into the scope of the contract.

Indiana Shoplifting Laws Explained

Indiana Shoplifting Laws Explained

What is considered shoplifting in Indiana?

Under Indiana law, when a person enters an establishment and they intend to permanently deprive the owner of their property, they have committed shoplifting and it is a crime. If you put one of the items into your bag and attempt to leave the store without paying for it, it is illegal under IC 35-43-4-2.
Under Indiana Code 35-43-4-2, shoplifting occurs when a person:
-enter[s] an entity that hosts items for sale; -intentionally causes or attempts to cause the entity a loss of revenue by taking items of property without the intent to pay for or otherwise compensate for the property; or -permanently deprive[s] the entity of the item of property.
Basically, if you walk into a store, take an item without paying for it and leave the store, you have committed shoplifting. Even if the item(s) you intended to leave the store with was not expensive, if the store catches you and presses charges then you will be charged with the crime of shoplifting, or criminal conversion.
Criminal conversion is when a person:
"-knowingly or intentionally exerts unauthorized control or knowingly or intentionally exerts control over the property of the other person; [and] -with intent to deprive the other person of its value or use."
If you are caught shoplifting or committing criminal conversion you can even be charged with theft. Under Indiana Code 35-43-4-2(a)(2) , the Crime of Theft occurs when you "obtain property or services by any false or misleading conduct or statement[.]"
This means that if you walk into a store, select items you want to purchase and go to the counter to pay but the cashier does not ring up the items you have selected, and you know that this is happening and decide to go ahead with the transaction, then you have committed theft. If you intentionally commit these crimes you can face serious penalties, both civil and criminal.
Because shoplifting specifies that the goods are taken from a store, there are other code sections that define similar acts committed outside a store. Such as robbery under Indiana Code 35-42-5-1(a) which states that robbery occurs when "a person knowingly or intentionally takes property from another person or from a position of immediate control of the other person by making a request or demand for the property and: (1) drawing or using a deadly weapon or a firearm; (2) pulling, putting, or pointing a firearm or other deadly weapon on the other person; (3) threatening the use of a deadly weapon or firearm; (4) causing bodily injury to any person; or (5) threatening to obtain property or a service by putting any person in fear."
And, Burglary under Indiana Code 35-43-2-1 which states that burglary occurs when a person "breaks and enters the dwelling of another person with the intent to commit a felony in it, commission of a felony in the dwelling or possession of a deadly weapon on the premises."

Georgia’s Rules of Service of Process Explained

Georgia’s Rules of Service of Process Explained

All About Service of Process

The general concept of service of process involves notifying the defendant or respondent regarding the contents and existence of a pending lawsuit. A commonly understood purpose behind service of process is that a person involved in a lawsuit has a meaningful opportunity to participate in the lawsuit. According to Black’s Law Dictionary, service of process is defined as "[t]he act of delivering a copy of a summons and of the complaint to a defendant to let him or her know of the pending action and to enable him or her to voice any objection." The Journal of Legal Studies grants some historical sense of nature of process as well as the manner in which it is served in Western civilization in stating: "[T]he institution of process by means of which one the judicial authorities communicates with another which results in a writ being issued in the name of the King , demanding an answer from the party complained of. More especially civil proceedings of the law in the language of the later period. The proceedings by which the cognizance of a suit or claim is brought to the knowledge and to the judicial power of a court, so as to enable that power to act upon the party against whom the suit or claim is made. Quasi-judicial notice taken by a court of its own authority of facts necessary to the exercise of its jurisdiction, the right and cognizance of a cause." Aside from the ability to providers of legal services to bring a lawsuit, there is also a sense that service of process is a matter of convenience. If a potential litigant in Georgia does not reside within a county, then they must rely upon a licensed private process server or sheriff to serve process within a county. Other than these two groups of people, no private citizen is supposed to be able to serve a lawsuit on the plaintiff’s behalf in Georgia.

Key Considerations for Intercreditor Agreements: Terms and Implications

Intercreditor Agreements: An Overview

An intercreditor agreement is a type of contract between two or more parties who hold a debt from a common debtor, known as the obligor. Its principal purpose is to resolve conflicts that arise from competing legal and equitable interests in collateral. Intercreditor agreements are a common third party contract within a syndicate debt structure.
As such, the obligor will often use an intercreditor agreement to establish the relative positions of the lenders among themselves and between the lenders and the obligor. More specifically, the intercreditor agreement is used to determine what rights, if any, the subordination lender will have with respect to the collateral position, including its rights to payment by the obligor, and to participate in enforcement actions with, and distributions from, the collateral, including the ability to direct debtors. Further, and depending on the asset class involved, an intercreditor agreement can provide for "jeopardy pricing" or default interest when collateral securing senior debt is in danger.
All intercreditor agreements have a grant of security interest as their foundation and often require the obligor to prepare and file all requisite financing statements and take other actions as needed to perfect the security interest by way of a first priority lien on the collateral. The agreement also typically provides for automatic subordination of the subordination lender to the senior lenders, in addition to provisions establishing a cross-collection process (whereby senior lenders may redirect the subordinated lender’s distributions where they are not permitted under the agreement), standstill periods, a partial subordination process, subordination triggers (when the subordination lender may act independently of the senior lenders) and standstill exceptions (where the subordination lender may use cash collateral) .
As a practical matter, an intercreditor agreement is needed in multi-lender structure to protect each credit group or lender from the other credit group or lenders. The following example illustrates this protection. Suppose that Institutional Lender A provides a term loan facility for $100,000 and holds the first priority lien on all assets of the company. Later in time, Asset Based Lender B provides a revolving loan facility for $75,000 and holds a second priority lien on all assets of the company and working capital receivables. In a typical case, the company has been doing well and owns the collateral and retains a long-term plan to repay the loans in full. With time, Lender A’s loan is paid down. However, along the way, Lender A allowed and consented to certain changes in the lending structure and company business that impaired Lender B’s priority. Eventually, Lender B’s loan is also paid down. Now, after paying out both loans in the right priority, neither lender will have recourse to the company’s long-term assets. These assets are left to the equity holders.
An intercreditor agreement would have prevented competing priorities between the loans of Lender A and Lender B. Instead, as the parties had agreed in the intercreditor agreement, Lender A would have retained its first priority lien and helped to protect the position of Lender B by limiting modifications to the loan structure with respect to the priority rights of Lender B in the company’s working capital assets.

How to Navigate Prenuptial Agreements in a Second Marriage

Prenuptial Agreements Explained

In law, a prenuptial agreement is a contract, made before two people marry, in which each party agrees to give up or protect his or her claims to assets and/or income in the case of a divorce. Prenuptial agreements can be used to allocate the parties’ assets in the event of divorce in many ways, such as providing differently for children from prior marriages or from a later marriage, or for the lesser or greater maintenance of economically vulnerable spouses. They are also used to protect assets acquired before marriage. The agreement can even impose a contractual obligation to create a will after marriage.
Prenuptial agreements originated with the British aristocracy, and they have retained something of their elitist connotation. However, prenups are best for anyone about to enter their first marriage. They are just as relevant, if not more so, for a person who is entering a second marriage.
The reasons for this are obvious. Many people in their 40s and 50s have already accumulated significant assets, perhaps in the form of a business, a home, retirement accounts, collectibles or family heirlooms . A spouse who receives property through inheritance or as a gift can rely on both common and statutory laws that protect those assets from the other spouse, but no such laws exist for property a person acquires before marriage. Some states will take into account any increase in the value of an asset that occurs during marriage as marital property. This means such an increase can be added to the pot subject to division in a divorce. For example, if a person owned a home worth $350,000 before getting married, and it is worth $600,000 at the time of a divorce, the $250,000 increase in value may be divided. A prenuptial agreement could be used to establish a methodology to determine the amount of this increase.
Ordinarily, assets acquired after marriage would not be protected, but spouses can agree in a prenuptial or postnuptial agreement that if one spouse makes a down payment on a house, buys mutual funds, or contributes to retirement accounts, the funds belong to him or her after divorce. So, a prenup can protect assets for people of all ages. However, lawyers warn that prenuptial agreements can be difficult to enforce when there are complicated issues like family businesses and what happens to them if the couple divorces.

Getting to Grips with Contract Analysis Templates: The Complete Guide

Getting to Grips with Contract Analysis Templates: The Complete Guide

An Introduction to Contract Analysis

Contract analysis is a critical function for any legal or business team managing a company’s agreements. But, until the advent of contract analysis solutions, deriving true value and insight from a contract was a long and arduous process. Contract analysis allows legal teams to extract key information from agreements, enabling them to make data-driven decisions, mitigate risk, ensure compliance, and ultimately derive greater value from agreements.
When we speak about contract analysis, we mean the process of studying and analyzing the terms of a contract to identify and extract valuable data. This process also includes associating categories and appropriate metadata to each clause to help improve the insight a legal team can learn from their contracts, as contracts rarely stand alone. Instead, they are typically related to other contracts governing things like supply relationships, insurance, purchase orders, licenses, and more, so contextualizing each clause within the appropriate lens is an important part of this process.
Contract analysis is a very important task for any legal team that manages a high volume of contracts. For example, imagine a company in the process of being acquired – due diligence is one of the most important parts of the acquisition process . In order to ensure a successful acquisition, the acquiring company needs full visibility into the contracts being acquired. If the acquiring company has analyzed these contracts, then it will have a complete understanding of its current position and be able to make data-driven decisions as it relates to future strategy. On the other hand, if the acquiring company does not perform adequate due diligence, it could set itself up for costly surprises down the road.
In a recent LexisNexis survey, 87% of in-house counsel stated they need to be more efficient and accurate with contract review and 82% of them agreed that a contract discovery and analysis tool would help them do so. Executing a thorough contract analysis is much more than a set-it-and-forget-it activity – it’s a dynamic, ongoing task that informs many other processes. By performing contract analysis, legal teams can track changes, monitor compliance and anticipate future problems. Contract intelligence, drawn from a detailed analysis of contracts across the organization, enables the legal team to better manage risk and allows business teams to make better, data-driven decisions. It’s a vital step in strategic planning for any organization.